According to NerdWallet, Travelers leads for cheapest full-coverage car insurance in 2025 among large insurers.
For liability coverage only, State Farm offers lowest rates on average in many states.
GEICO is cheapest option for young drivers and Millennials based on NerdWallet’s recent survey.
USAA remains top for military members, veterans, families, offering exclusive low premiums where available.
Progressive shows competitive rates especially for drivers with recent DUI in certain states.
WalletHub’s comparative study ranks GEICO, USAA, Progressive among cheapest overall for clean record drivers.
Regional insurers like Erie and Country Financial offer full-coverage significantly under national averages where they operate
Experian’s August 2025 data indicates Mercury, Liberty Mutual, Root among cheapest for minimum coverage policies.
Travelers also ranks high in Experian data among cheapest full-coverage providers.
SoFi data suggests American National, USAA, and Root offer cheaper annual premiums compared to average US rates.
Credit score, driving history, location heavily affect eligibility for lowest rates among these insurers
Bundle discounts, good-driver programs, and safe vehicles reduce premiums with companies like GEICO, State Farm
Military and veterans accessing USAA often achieve best value for full coverage when eligible.
Drivers with poor credit pay markedly higher premiums; GEICO often cheapest among those with credit issues